Privacy Policy

Privacy Policy for Sunshine Insurance Associates, AnnuitiesExpert.com
Last updated: 08/03/2025

1. Introduction

Welcome to AnnuitiesExpert.com. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information in compliance with applicable state and federal financial privacy regulations, including guidelines relevant to annuity and insurance services.

2. Types of Information We Collect

2.1. Personal Information

Includes names, Social Security numbers (if applicable for annuity applications), addresses, phone numbers, email addresses, date of birth, and any other identifiable information shared during consultations or applications.

2.2. Financial & Insurance Information

Details regarding your current retirement accounts, annuity preferences, investment goals, income, and other financial data necessary to provide suitable annuity solutions.

2.3. Automatic Information

Includes data about your device, browser, IP address, and interaction behavior through cookies and tracking technologies.

a. Purpose of Collecting Information

· To provide accurate annuity and retirement income advice.

· To process applications and transactions.

· To respond to your inquiries and offer customer support.

· To ensure compliance with insurance and financial regulations.

· To conduct internal research and improve our services.

b. Protection and Storage of Data

· All sensitive financial and personal data is stored securely with encryption and restricted access.

· Regular cybersecurity audits and risk assessments are conducted to prevent breaches.

· Staff undergoes continuous training to uphold strict privacy and confidentiality standards.

c. Disclosure to Third Parties

· Legal Compliance: We may disclose your personal information to comply with subpoenas, court orders, or lawful regulatory investigations.

· Service Providers: We may work with third-party vendors who assist with data processing, analytics, or customer support. These providers are under strict contractual obligations to maintain the confidentiality and security of your data.

3. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Analyze website traffic and user interaction patterns.
• Customize your user experience.
• Improve site performance and functionality.

You may manage your cookie preferences through your browser settings.

4. Your Rights and Choices

You have the right to:

• Access the personal information we have collected about you.
• Request corrections or deletion of your personal information.
• Opt out of non-essential communications such as newsletters or marketing emails.
• Request a report of your data shared with third parties.

5. Regulatory Compliance

We follow best practices and regulatory guidelines as required by insurance departments and applicable financial institutions regarding the handling and safeguarding of client information.

6. Third-Party Websites

AnnuitiesExpert.com may contain links to other financial or insurance-related websites. We are not responsible for the content or privacy policies of those third-party sites. We encourage users to review the privacy policies of any site they visit.

7. Updates to this Privacy Policy

We may periodically update this policy to reflect changes in our business practices, technology, or applicable regulations. Any significant changes will be posted on this page with a revised effective date.

8. Contact and Queries

For any questions, concerns, or to exercise your privacy rights, please contact us:

Sunshine Insurance Associates
Phone: 754-444-2782
Email: darlene@annuitiesexpert.com